Behavioural Analysis
- Philip Awopetu
This is a collection of variables associated with the customer’s behavioural analysis.
Variable Name | Type | Description |
|---|---|---|
accountSweep |
| Indicate, taking into account high incidences of fund re-cycling, if whether the account is a secondary/pass-through account. |
gamblingRate |
| Benchmarking the number of betting transactions against total credit turnover on the account (gambling transactions/total credits). |
inflowOutflowRate |
| The result from the benchmarking of credits on the account against debits. |
loanAmount |
| Any credit transaction as a result of an approved loan over the statement period. |
loanInflowRate |
| Benchmarking any loan credits received against the total credits made to the account over the course of the statement period (loans/total credits). |
loanRepaymentInflowRate |
| Benchmarking any debits made for loan repayments against the total credits made to the account over the course of the statement period (loan repayments/total credits). |
loanRepayments |
| This is the monthly average of debit transactions as a result of a loan repayment/repayments towards a loan over the statement period. |
topIncomingTransferAccount |
| Indicates the name attached to the top crediting account for bank transfers. |
topTransferRecipientAccount |
| Indicates the name attached to the top destination account for bank transfers. |
lateLoanRepayments |
| The total amount of late loan repayment penalties within the statement. |
returnedCheque |
| The number of returned Cheques within the statement. |