Spend Analysis

This is a collection of variables associated with the customer’s spend analysis.

Variable Name

Parent

Type

Description

Variable Name

Parent

Type

Description

atmSpend

expenseChannels

Float

Average monthly value over the number of months that ATM expenses occurred.

webSpend

expenseChannels

Float

Average monthly value over the number of months that web expenses occurred.

posSpend

expenseChannels

Float

Average monthly value over the number of months that POS expenses occurred

ussdTransactions

expenseChannels

Float

Average monthly value over the number of months that USSD expenses occurred.

mobileSpend

expenseChannels

Float

Average monthly value over the number of months that mobile expenses occurred.

spendOnTransfers

expenseChannels

Float

Average monthly value over the number of months that transfer expenses occurred.

internationalTransactionsSpend

expenseChannels

Float

Average monthly value over the number of months that international expenses occurred.

 

 

 

 

bills

expenseCategories

Float

Average monthly value over the number of months that bill expenses occurred.

entertainment

expenseCategories

Float

Average monthly value over the number of months that entertainment expenses occurred.

savingsAndInvestments

expenseCategories

Float

Average monthly value over the number of months that savings and investment expenses occurred.

gambling

expenseCategories

Float

Average monthly value over the number of months that gambling expenses occurred.

airtime

expenseCategories

Float

Average monthly value over the number of months that airtime expenses occurred.

bankCharges

expenseCategories

Float

Average monthly value over the number of months that bank charges expenses occurred.

averageRecurringExpense

expenseCategories

Float

Average monthly value over the number of months that average recurring expenses occurred.

hasRecurringExpense

expenseCategories

Yes / No

Indicates if a monthly recurring expense was detected.