Decide for SMEs
- Philip Awopetu
In order to be able to use Decide for SME to analyse bank statements, the statement has to be in any of the following formats.
Format | Description |
|---|---|
JSON | The bank statement JSON, gotten either from Mono, Okra, MBS, or following the custom statement format. |
The PDF bank statement from any of our supported banks. | |
CSV/XLS | The CSV/XLS bank statement from any of our supported banks. |
Endpoint
HTTP
POST https://api.indicina.co/api/v3/client/bsp-sme
Request Body
Depending on the format, the request is similar to that in the Decide request
Description of New Variables
New Variable | Description |
|---|---|
topDepositor | This is the new variable name for topIncomingTransferAccount. Apart from the change in variable name, the logic behind this variable is still the same. |
averageMonthlyTransaction | This variable is calculated by finding the average credit transaction for each month on the statement, then finding the overall average for all months. |
medianMonthlyTransaction | This variable is calculated by finding the median credit transaction for each month on the statement, then finding the overall median for all months. |
netRevenue | This is the difference between the averageMonthlyTransaction and averageMonthlyExpenses variables. (It is synonymous with the netAverageMonthlyEarnings variable found in the original Decide product). |