Demo PDF - SME
Extracting PDF for SME
Passing Header Params
Endpoint
HTTP
POST https://api.indicina.co/api/v3/client/pdf/extract
Header
HTTP
Content Type: multipart/form-data
Authentication: Bearer <Token>
Passing Body Params
Navigate to Body
Select form-data
Set your keys and Value
i.bank_code
"text": bank code value of the statement: Get our supported bank code here
ii.currency
"text": currency value of the bank statement e.g NGN: Get supported currency here
iii.request_type
"text": score
iv.customer_id
"text": your customer Id
v.pdf
"file": Upload your file
vi.model_name
"text": bsp-sme
Click Send Button
Response
Copy the extracted jobId, as it will be used for analyzing the extracted PDF statement.
Analysis PDF STatement for SME
Passing Header Params
Set your Endpoint URL and Method:
https://api.indicina.co/api/v3/client/pdf/extract/{jobId}/status
GET
📘{jobId} should be replaced by the copied value in the first response
Click Send Button
Response
Below is your analysed bank statement
Full Sample Response
{
"status": "success",
"data": {
"jobId": "2c4d3e256cc2a31957e3a5b6d1b3f877356c859310129f4c8392c2298ba4b574",
"scoreCardIds": null,
"status": "DONE",
"message": "",
"decideResponse": {
"data": {
"spendAnalysis": {
"bills": 3062,
"webSpend": 11116.67,
"bankCharges": 125,
"hasRecurringExpense": "Yes",
"savingsAndInvestments": 0,
"averageMonthlyExpenses": 44329.25,
"averageRecurringExpense": 17250,
"internationalTransactionsSpend": 0
},
"accountDetails": {
"accountName": {
"value": "ADMOLL DUMMY DOE",
"confidence": 1
},
"accountNumber": {
"value": "0411133383",
"confidence": 1
}
},
"incomeAnalysis": {
"medianMonthlyTransaction": 5025,
"averageMonthlyTransaction": 74187.5
},
"cashFlowAnalysis": {
"netRevenue": 29858.25,
"monthPeriod": "September - December",
"averageDebits": 3770.03,
"averageBalance": 13490.03,
"averageCredits": 9312.8,
"closingBalance": 84.01,
"accountActivity": 0.4,
"yearInStatement": "2020",
"maxEmiEligibility": 2217.11,
"emiConfidenceScore": 0.49,
"totalDebitTurnover": 297017,
"totalCreditTurnover": 296750,
"noOfTransactingMonths": 4
},
"behaviouralAnalysis": {
"loanAmount": 0,
"accountSweep": "No",
"topDepositor": "no top transfer account found",
"loanInflowRate": 0,
"inflowOutflowRate": "Neutral Cash Flow",
"loanRepaymentInflowRate": 0,
"topTransferRecipientAccount": "ADMOLL MARY DOE"
},
"transactionPatternAnalysis": {
"lastDateOfDebit": "2020-12-24",
"highestMAWODebit": {
"month": "October",
"week_of_month": 1
},
"lastDateOfCredit": "2020-12-23",
"recurringExpense": [
{
"amount": 1100,
"description": "NIBSS Instant Payment Outward 000013201103155741000234234802 USSD NIP Transfer from 080000000123 TO ADMOLL/DOE FAITH-DOE ADMOLL REF:000013201103155741222222576802 "
}
],
"highestMAWOCredit": {
"month": "October",
"week_of_month": 1
},
"NODWBalanceLess5000": 38,
"transactionsLess10000": 102,
"MAWWZeroBalanceInAccount": null,
"mostFrequentBalanceRange": "< 10,000",
"transactionsGreater500000": 0,
"mostFrequentTransactionRange": "< 10,000",
"transactionsBetween10000And100000": 15,
"transactionsBetween100000And500000": 1
}
},
"status": "success",
"message": ""
}
}
}