Definition

A

Affordability Logic

Affordability Logic allows you to select your preferred repayment schedule and interest rates.

API Calls

This is simply the process of analyzing bank statements on our platform.

C

Client ID

Serves as the username for accessing the API platform. You can locate this unique identifier under "API Settings" in the Settings section.

Client Secret

This is the password for API access. This confidential credential is accessible under "API Settings" in the Settings section

Credits

Credits are the value recognized for analyzing bank statements on the platform. These credits are typically obtained by purchasing a subscription plan.

Customer Name

A unique identifier for recognizing every analysis conducted on the platform. This allows for easy access to identifying transactions.

P

Private Key

The private key is required to make authenticated API calls on Decide. It should be kept secret and never shared with others. It is used for the decryption of data that was encrypted with the corresponding public key.

Public Key

It is required to make authenticated API calls on Decide. It is made available to the public, used for encryption, and can be freely distributed.

S

Scorecards

The Scorecard is an integral part of the atuomated decisioning feature, serving as a structured framework for evaluating and assessing various rules or conditions to qualify or disqualify applications.

Spool

Through the Spool feature, you can easily spool bank statements and other alternative data that would support the decision on credit applications received.

Statement Analysis

This is simply the process of analyzing bank statements of your customers for the purpose of making creditworthy decisions

U

User Management

This allows you invite your teammates and colleagues to your Decide dashboard or account for collaboration.

W

Webhook Link

Connect your webhook URL to Decide and listen to events in real time.