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For merchants using manual approval, will the loan be automatically disbursed when Remita DD Direct Debit mandate is activated or will the Merchant be able to Approve and disburse the loan manually.
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No. Once a mandate is created, updates to the loan will not reflect on the mandate. Please note that a mandate is created for a specific amount and the total debit that can be done with that mandate can not exceed the total mandate amount (the total debit can be lower than the total mandate amount). It is not advisable to make updates to a loan that has a mandate attached.
When a client switches to Remita Direct Debit, will the loans that were disbursed before the switch still be debited by paystack? and what happens to the applications that were under review before the DD was turned on.
Remita Direct Debit is loan-specific, so if the loan has Remita Mandate as the repayment method, it will use Remita Mandate, ditto for Paystack. If the application is under review and direct debit is activated on the loan product before approval, the APP will use Remita Mandate.